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Profile photo of a State Farm Agent named: Claudia Nicholls

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State Farm® Insurance Agent

Claudia Nicholls

29 Broad Street
Unit 103
Berlin, MD 21811-1053

Profile photo of a State Farm Agent named: Claudia Nicholls

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


29 Broad Street
Unit 103
Berlin, MD 21811-1053



Mother's Day is a time to honor and appreciate the incredible women who have nurtured us throughout our lives. As a State Farm Insurance agent, I understand the importance of protecting what matters most to them. Whether it's their home, car, or life insurance, I can help ensure that their assets are well-covered. Show your love and care by making sure your mother has the right insurance protection in place, giving her everything she deserves.

Welcome to the coolest small town in America and our State Farm agency! We have had an office in downtown Berlin for over 30 years. My team and I serve Maryland and Delaware with Auto insurance, Homeowners’ insurance, Renters’ insurance, Life insurance, Health insurance, Business insurance and more, including Financial Services. We pride ourselves on helping you navigate the risks of everyday life.

I moved to Berlin in 1993, my kids grew up and attended school here. I adore my children and traveling all over the world! My other interests include biking, reading, volunteering at my church and supporting my Virginia Tech Hokies!

Come on over and see us, we are right across from the Berlin Post Office and down the block from the Atlantic Hotel!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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As an agency and as individuals, we acknowledge our responsibility to you, our policyholder and to State Farm, our company.

We will always maintain a friendly, caring, and knowledgeable atmosphere and constantly strive to provide superior customer service.

We believe our quality products will help you manage the risks of everyday life, recover from the unexpected, and realize your dreams.

We are determined to make a positive difference in your life!

We take pride in providing personalized service to our community. Our team of local experts is here to help you navigate the world of insurance and find the coverage that meets your needs. Whether you're looking for car, home, business, or life insurance, we'll take the time to understand your situation and offer customized options. With us, you'll never feel like just another number. Experience the difference of working with a local agency – contact us today!


Cathy Howard

Multiple Line Representative

Cathy was a Navy brat, born in Iowa. She's also lived in California, Colorado & North Carolina before coming to Maryland. She has been a member of our team for 11 years, and another agent’s for 8 before that. Cathy is an enormously proud mother of two sons who are both over 6’4, and when she isn’t stuck in the office you can find her playing with her puppy Jojo or watching her six grand kids!


Bradley Schrader

Multiple Line Representative

Bradley was born and raised on the Eastern Shore of Maryland. Bradley began his Financial Services career in 2016 and has been a member of the Claudia Nicholls team since June of 2022. He and his wife moved to Berlin in 2020 with their daughters and two dogs. He and his family enjoy spending their limited free time by being outdoors. During the summer, he spends most weekends driving out to Assateague or enjoying family time by the pool. Bradley believes Berlin is such a cool, family friendly town and he hopes to continue to grow long lasting relationships with its residents through his work with State Farm.